On September 23, 2018, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), a significant step towards better healthcare. This health insurance plan, introduced by Prime Minister Shri Narendra Modi, promises to provide each family with a health cover of 5,000 per year for medical care in hospitals.
It is meant to help around 10.74 crore poor and needy families, or approximately 50 crore people, who form the bottom 40% of the Indian population. It is the world’s largest government-financed health scheme. B PM-JAY clearly shows India’s strong wish to improve the health of its people.
The plan allows cashless and paperless access to healthcare services in both public and private affiliated hospitals throughout India. Surprisingly, the benefits are accessible across the country, with no limitations based on family size, age, or gender.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Core Components
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana has two parts. The first is the Health & Wellness Centres, whose aim is to set up 1,50,000 centres across the nation to offer primary health care services. The other is Health Insurance Cover, which provides insurance cover of ₹5,00,000 to over 10.74 crore families for secondary and tertiary care hospitalisation.
This scheme mainly helps the poor, the lower part of society, and people who need help the most. Registering for this scheme is simple and direct; only a few basic documents are required for identity and income verification. Moving to 2023, AB PM-JAY reached a big milestone of being around for five years. In these years, it has helped many people.
At the same time, the Ayushman Bharat Digital Mission (ABDM), which started on September 27, 2021, marked its second year. Even though ABDM is different, it works towards the same goals as AB PM-JAY, helping to grow digital healthcare services in India.
AB PM-JAY Achievements
AB PM-JAY scheme has done commendable work. Up until now, it has been working in 33 states and Union Territories, joining hands with over 20 state-based schemes to provide a joined-up healthcare benefits system.
More than 23 crore Ayushman cards have been given to people who were checked and approved, making a big step towards including more people in healthcare services. Also, the scheme has allowed 4.44 crore hospital stays, costing Rs. 53,350.20 crore through a network of 25,969 joined-up healthcare providers.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Future Outlook
AB PM-JAY is more than just a scheme; it’s a strong change in healthcare. Giving money to help with big medical bills helps stop a lot of families from falling into financial trouble due to sudden health issues. Furthermore, the scheme fits well with the bigger healthcare changes planned by the Indian government, aiming to give financial health safety to 500 million of the most needy citizens and stop 50–60 million Indians every year from falling into poverty due to healthcare costs.
Many different groups taking part, as shown by a 2022 report from the World Health Organization, and the ongoing work to make the scheme better and bigger, show a bright future for healthcare in India. The AB PM-JAY, together with related plans like the Ayushman Bharat Digital Mission, is creating a path towards a complete and easy-to-reach healthcare system, making a big change in the lives of regular people.
How to Check Ayushman Bharat Yojana Eligibility Online?
You can check Ayushman Bharat Yojana Eligibility Online through the official portal of PMJAY. Follow to simple steps to check your eligibility status-
- Go to the official website of PMJAY.
- Click on the “Am I Eligible” option near the search bar.
- Enter your mobile number and get a code.
- Put the code in to log in.
- Choose your state where you live.
- You can look by name or HouseHold (HHD) Number.
- Fill in all the boxes you need to and click “Search.”
- See if your name shows up on the list.
If you’re eligible, you can keep going with the Ayushman Bharat sign-up. But if you’re not, you can look for other health plans that are not expensive to stay safe if there’s a medical problem.
How to Apply for Ayushman Bharat Yojana?
Beneficiaries can apply online, and once they join, they get a special card called the Ayushman Bharat Yojana e-card. This card helps them get medical help under the scheme. The scheme has made online platforms available for checking one’s name on the beneficiary list and downloading the e-card. Follow the instructions given below to Apply Online for the PMJAY Scheme.
- Go to the PMJAY website and check your eligibility.
- If you are eligible, your name will show up on the right side of the page.
- Finish the Ayushman card sign-up online by filling out the application form.
- Provide the required details.
- Submit the application form and your Card will be ready after approval.
Official Website of PMJAY: pmjay.gov.in